Heat a large pot over medium-high heat. Add the olive oil and once it is hot, add the onion, carrots, and jalapeño. Sauté for 4 to 5 minutes or until translucent, stirring occasionally. Add the garlic and sauté for 30 seconds.
Add the chipotle chili, oregano, cumin, kosher salt, and black pepper. Stir continuously for 30 seconds.
Add a splash of the vegetable stock to deglaze the bottom of the pot, then add the bay leaf, remaining vegetable stock, wine, and black beans. Stir to combine.
Turn the heat up to high and bring the soup to a low boil. Reduce heat and allow the soup to simmer for 20 minutes.
Using the back of a ladle or large spoon crush the soup down to break some of the beans, about 15 to 20 times. This will thicken the soup.
Remove the soup from the heat and stir in the lime juice.